Stop! Your Lease Extension in Chelmsley Wood Could Be FREE

Many leaseholders in Chelmsley Wood are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Chelmsley Wood has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Chelmsley Wood lease extension


Main reasons to start your Chelmsley Wood lease extension today:

A Chelmsley Wood lease depreciates with the years remaining on the lease.

The market value of Chelmsley Wood leasehold residential property falls as the lease term becomes shorter and this will have an impact on its saleability. The expense of a lease extension can escalate substantially once the remaining term is less than 80 years

An extended lease has roughly the same value as a freehold

Leasehold premises in Chelmsley Wood with in excess of one hundred years remaining on the lease are sometimes referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such circumstances there is often little upside in buying the freehold unless savings on ground rent and maintenance charges justify it.

Banks and Building Societies may not issue a mortgage on a short lease

Banks and building societies are distinct in their lending requirements. Some set the bar at 75 years outstanding on the lease; others may be content with anything with more than 70 years. Below sixty years, it may be problematic to get a mortgage at all.

Lender Requirement
Bank of Scotland
Birmingham Midshires
Skipton Building Society
TSB
Royal Bank of Scotland

Get in touch with one of our Chelmsley Wood lease extension solicitors or enfranchisement solicitors

Engaging our service gives you better control over the value of your Chelmsley Wood leasehold, as your property will be more valuable and saleable in respect of lease length should you want to sell. The conveyancing solicitors that we work with have a wealth of experience of handling many hundreds of lease extensions or freehold purchase transactions.

Chelmsley Wood Lease Extension Example Cases:

Kayleigh, Chelmsley Wood, Birmingham,

Trailing lengthy correspondence with the landlord of her one bedroom apartment in Chelmsley Wood, Kayleigh initiated the lease extension process as the 80 year deadline was quickly advancing. The legal work was finalised in October 2006. The freeholder’s costs were restricted to below 600 GBP.

Chelmsley Wood case:

Mrs G Reed purchased a newly refurbished flat in Chelmsley Wood in July 2006. We are asked if we could approximate the compensation to the landlord could be to extend the lease by ninety years. Comparative properties in Chelmsley Wood with an extended lease were worth £270,000. The average amount of ground rent was £55 billed annually. The lease elapsed on 1 February 2101. Given that there were 75 years unexpired we estimated the compensation to the freeholder to extend the lease to be within £9,500 and £11,000 exclusive of expenses.

Chelmsley Wood case:

In 2011 we were e-mailed by Mr and Mrs. K Ramírez who, having completed a basement apartment in Chelmsley Wood in February 2007. We are asked if we could estimate the compensation to the landlord would likely be to prolong the lease by a further 90 years. Comparative properties in Chelmsley Wood with 100 year plus lease were worth £173,800. The mid-range amount of ground rent was £60 collected per annum. The lease expiry date was on 22 April 2081. Considering the 55 years remaining we approximated the compensation to the freeholder for the lease extension to be within £31,400 and £36,200 not including fees.