Stop! Your Lease Extension in Robertsbridge Could Be FREE

Many leaseholders in Robertsbridge are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Robertsbridge has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Top reasons for Robertsbridge lease extension


Why you should start your Robertsbridge lease extension today:

Increase your lease and increase your Robertsbridge property value

Robertsbridge leases on residential deteriorating in value. Where your lease has about ninety years remaining, you should start considering the need for a lease extension. It is important to recognise that it is that it is desirable for the lease extension to be in place before the term of the existing lease falls below eighty years - otherwise a higher amount will be payable. Flat owners in Robertsbridge will usually be legally entitled to a lease extension; however a solicitor will confirm your eligibility. In certain situations you may not qualify. There are also strict timetables and procedures to follow once the process has started so it’s wise to be guided by a lawyer during the process.

An extended lease is almost the same value as a freehold

Leasehold residencies in Robertsbridge with in excess of one hundred years outstanding on the lease are sometimes regarded as a ‘virtual freehold’. This is where the lease value the same as a freehold interest in your property. In such situations there is often little upside in buying the reversionary interest unless savings on ground rent and maintenance charges justify it.

Mortgage lenders may decide not to grant a mortgage with a short lease

The trend since 2008 has been for lenders to tighten lending criteria generally - this has extended to the property over which the home loan is to be charged. This has meant the unexpired lease term required by mortgage companies has increased. In the past lenders would grant a mortgage on a lease with twenty years plus the term of the loan - routinely fifty year leases but those requirements are being increasingly undermined by the requirement for lengthy leases - many use a minimum term of 75 years as standard.

Lender Requirement
Accord Mortgages
Bank of Scotland
Nationwide Building Society
Santander
Royal Bank of Scotland

Get in touch with one of our Robertsbridge lease extension solicitors or enfranchisement solicitors

Lease extensions in Robertsbridge can be a difficult process. We recommend you procure guidance from a conveyancing solicitor and valuer with experience in lease extensions.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have in-depth market knowledge procuring Robertsbridge lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Robertsbridge Lease Extension Case Studies:

Arthur, Robertsbridge, East Sussex,

Arthur owned a 2 bedroom flat in Robertsbridge being sold with a lease of a little over sixty years unexpired. Arthur informally approached his freeholder being a well known Bristol-based freehold company for a lease extension. The freeholder indicated a willingness to grant an extension taking the lease to 125 years on the basis of a new rent to start with set at £150 per annum and increase every 25 years thereafter. Ordinarily, ground rent would not be payable on a lease extension were Arthur to exercise his statutory right. Arthur obtained expert legal guidance and was able to make a more informed judgement and deal with the matter and readily saleable.

Robertsbridge case:

In 2010 we were approached by Mr R Lefèvre who, having was assigned a lease of a first floor flat in Robertsbridge in April 2007. The dilemma was if we could shed any light on how much (roughly) compensation to the landlord could be to prolong the lease by an additional years. Identical homes in Robertsbridge with an extended lease were worth £285,000. The average ground rent payable was £55 invoiced every twelve months. The lease ran out on 19 October 2106. Having 80 years as a residual term we approximated the compensation to the landlord to extend the lease to be between £12,400 and £14,200 plus legals.

Robertsbridge case:

Last Christmas we were contacted by Dr Kayleigh Phillips , who completed a one bedroom apartment in Robertsbridge in November 2011. We are asked if we could estimate the price would be to extend the lease by 90 years. Similar flats in Robertsbridge with an extended lease were in the region of £200,800. The average ground rent payable was £65 invoiced annually. The lease end date was in 2086. Taking into account 60 years unexpired we estimated the compensation to the landlord for the lease extension to be between £20,900 and £24,200 exclusive of fees.