Stop! Your Lease Extension in Portslade Could Be FREE

Many leaseholders in Portslade are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Portslade has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Portslade lease extension


Main reasons to commence your Portslade lease extension today:

A Portslade lease depreciates with the years remaining on the lease.

When it comes to residential leasehold premises in Portslade, you are actually purchasing a right to live in a property for a set period of time. These days flat leases typically tend to be for 99 years or 125. Many leasehold owners become complacent as this seems like a long period of time, you should think about extending the lease sooner as opposed to later. The general rule is that the shorter the lease is the cost of extending the lease gets disproportionately more expensive especially when there are fewer than eighty years left. Leasehold owners in Portslade with a lease drawing near to 81 years remaining should seriously consider extending it without delay. When a lease has below 80 years remaining, under the relevant statute the freeholder is entitled to calculate and levy a greater amount, based on a technical calculation, known as “marriage value” which is payable.

Portslade property with a lease extension has roughly the same value as a freehold

Leasehold residencies in Portslade with in excess of 100 years remaining on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your home. In such situations there is often little to be gained by purchasing the freehold unless savings on ground rent and maintenance charges justify it.

Mortgage lenders may not grant a mortgage on a short lease

Lending institutions are less likely to grant a mortgage on a residential flat in Portslade with a short lease. Some lenders simply refuse a mortgage on leases with below 75 years left.

Lender Requirement
Accord Mortgages
Barnsley Building Society
Santander
Skipton Building Society
Royal Bank of Scotland

What makes us experts in Portslade lease extensions?

Lease extensions in Portslade can be a difficult process. We recommend you obtain guidance from a lawyer and surveyor well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience procuring Portslade lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Portslade Lease Extension Example Cases:

Kelsey, Portslade, East Sussex,

Following protracted discussions with the freeholder of her one bedroom flat in Portslade, Kelsey initiated the lease extension process just as her lease was nearing the critical 80-year threshold. The legal work completed in September 2007. The freeholder’s costs were negotiated to below 700 pounds.

Portslade case:

Ms Amelia González completed a garden apartment in Portslade in January 1996. We are asked if we could shed any light on how much (approximately) compensation to the landlord would be to prolong the lease by ninety years. Comparable residencies in Portslade with an extended lease were valued around £260,200. The average ground rent payable was £65 collected monthly. The lease finished in 2092. Considering the 66 years outstanding we estimated the compensation to the landlord for the lease extension to be within £15,200 and £17,600 not including costs.

Portslade case:

Dr John Anderson bought a studio apartment in Portslade in May 2011. We are asked if we could approximate the compensation to the landlord would likely be to extend the lease by 90 years. Comparative flats in Portslade with 100 year plus lease were valued about £198,800. The mid-range amount of ground rent was £55 invoiced monthly. The lease came to a finish in 2081. Considering the 55 years outstanding we estimated the compensation to the freeholder to extend the lease to be within £33,300 and £38,400 not including professional charges.