Stop! Your Lease Extension in Pentyrch Could Be FREE

Many leaseholders in Pentyrch are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Pentyrch has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Main reasons to commence your Pentyrch lease extension


Top reasons for lease extension now:

A Pentyrch lease depreciates with the years remaining on the lease.

Pentyrch leases on domestic deteriorating in value. Where your lease has in the region of ninety years unexpired, you should start thinking about a lease extension. An important point to note is that it is financially advisable for the lease extension to take place before the term of the existing lease falls lower than eighty years - otherwise a higher amount will be payable. Leasehold owners in Pentyrch will usually be legally entitled to a lease extension; however a solicitor will check your eligibility. In some situations you may not qualify. There are also strict timetables and procedures to follow once the process has commenced so it’s prudent to be guided by a conveyancer during the process.

An extended lease is almost the same value as a freehold

It is generally accepted that a residential leasehold with more than 100 years unexpired lease term is worth approximately the same as a freehold. Where an further ninety years added to all but the shortest lease, the property will be equivalent in value to a freehold for many years in the future.

Mortgage lenders will not lend on a short lease

Most mortgage lenders have tightened lending criteria in recent years and borrowers are encountering difficulties in arranging finance or re-mortgage against flats with shorter lease terms, particularly under seventy years as they are deemed to be deficient for lending purposes.

Lender Requirement
Bank of Scotland
Barclays plc
Birmingham Midshires
Skipton Building Society
Royal Bank of Scotland

What makes us experts in Pentyrch lease extensions?

Lease extensions in Pentyrch can be a difficult process. We recommend you obtain professional help from a conveyancer and surveyor well versed in the legislation and lease extension process.

We provide you with an expert from a selection of lease extension solicitors, which ensures a targeted and efficient service as you have a dedicated port of call with an individual lawyer. Our lease extension solicitors have a wealth of experience procuring Pentyrch lease extensions and further afield, as well as any potential issues which may arise as well as problems with the Leasehold Valuation Tribunal.

Pentyrch Lease Extension Example Cases:

Kyle, Pentyrch, Cardiff

Last year Kyle, started to get close to the 80-year threshold with the lease on his two bedroom flat in Pentyrch. Having bought his flat two decades ago, the length of the lease was of no relevance. Thankfully, he recognised he needed to take steps soon on a lease extension. Kyle was able to extend his lease just in the nick of time last June. Kyle and the freeholder via the management company eventually settled on a premium of £5,500 . If the lease had fallen below eighty years, the figure would have become more costly by at least £1,150.

Pentyrch case:

Last Spring we were phoned by Mr and Mrs. D Robinson , who took over the lease of a ground floor flat in Pentyrch in September 1998. We are asked if we could approximate the premium would be for a ninety year lease extension. Similar flats in Pentyrch with a long lease were worth £245,000. The mid-range ground rent payable was £50 billed yearly. The lease terminated in 2094. Considering the 68 years remaining we estimated the compensation to the freeholder for the lease extension to be within £9,500 and £11,000 not including fees.

Pentyrch case:

Mr and Mrs. T García was assigned a lease of a garden apartment in Pentyrch in April 1998. The question was if we could estimate the price could be to extend the lease by an additional years. Comparative residencies in Pentyrch with an extended lease were worth £285,000. The average ground rent payable was £55 billed annually. The lease lapsed on 20 September 2105. Having 79 years as a residual term we approximated the premium to the freeholder for the lease extension to be within £13,300 and £15,400 not including expenses.