Stop! Your Lease Extension in Leighton Buzzard Could Be FREE

Many leaseholders in Leighton Buzzard are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Leighton Buzzard has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Leighton Buzzard lease extension


Main reasons to start your Leighton Buzzard lease extension today:

A Leighton Buzzard lease depreciates with the years remaining on the lease.

Leighton Buzzard leases on residential deteriorating in value. if your lease has about ninety years remaining, you should start thinking about a lease extension. An important point to note is that it is financially advisable for your lease extension to be in place before the term of the current lease drops below 80 years - otherwise a higher amount will be payable. Flat owners in Leighton Buzzard will usually qualify for a lease extension; however a solicitor should be able confirm your eligibility. In certain cases you may not qualify. There are also strict deadlines and steps to follow once the process has commenced so it’s wise to be guided by a conveyancer during the process.

An extended lease is almost the same value as a freehold

It is generally considered that a property with in excess of 100 years remaining is worth roughly the equivalent as a freehold. Where an additional ninety years added to any lease with more than 30 years remaining, the property will be equivalent in value to a freehold for many years in the future.

Banks and Building Societies may not grant a mortgage with a short lease

The propensity since 2008 has been for banks to tighten lending requirements generally - this has extended to the types of security over which the home loan is to be charged. This has meant the minimum number of years remaining under the lease required by mortgage companies has increased. In the past banks would lend on a lease with 25 years plus the term of the loan - typically fifty year leases but those requirements are being increasingly undermined by the requirement for longer and longer leases - many use a minimum term of 75 years as standard.

Lender Requirement
Bank of Scotland
Barnsley Building Society
Godiva Mortgages
National Westminster Bank
Skipton Building Society

Get in touch with one of our Leighton Buzzard lease extension solicitors or enfranchisement solicitors

Engaging our service gives you increased control over the value of your Leighton Buzzard leasehold, as your property will be more valuable and marketable in respect of lease length should you wish to sell. The conveyancers that we work with have a in-depth market knowledge handling many hundreds of lease extensions or freehold purchase transactions.

Leighton Buzzard Lease Extension Case Studies:

Freddie, Leighton Buzzard, Bedfordshire,

Freddie was the the leasehold proprietor of a 2 bedroom flat in Leighton Buzzard on the market with a lease of a little over 61 years unexpired. Freddie informally approached his landlord a well known local-based freehold company for a lease extension. The freeholder indicated a willingness to extend the lease to 125 years subject to a rise in the rent to £50 yearly. No ground rent would be due on a lease extension were Freddie to exercise his statutory right. Freddie obtained expert legal guidance and secured an acceptable resolution without resorting to tribunal and sell the property.

Leighton Buzzard case:

In 2012 we were contacted by Mr and Mrs. C Smith who, having bought a studio apartment in Leighton Buzzard in October 2005. The question was if we could approximate the compensation to the landlord could be to extend the lease by 90 years. Similar homes in Leighton Buzzard with a long lease were worth £191,000. The mid-range amount of ground rent was £65 invoiced quarterly. The lease ended in 2084. Taking into account 58 years as a residual term we calculated the premium to the landlord to extend the lease to be between £23,800 and £27,400 not including professional charges.

Leighton Buzzard case:

In 2013 we were phoned by Ms M Jones who, having took over the lease of a basement apartment in Leighton Buzzard in October 2010. The question was if we could shed any light on how much (roughly) compensation to the landlord would likely be to prolong the lease by an additional years. Similar residencies in Leighton Buzzard with 100 year plus lease were in the region of £250,000. The average amount of ground rent was £50 billed yearly. The lease terminated in 2095. Taking into account 69 years remaining we calculated the compensation to the landlord for the lease extension to be within £9,500 and £11,000 exclusive of expenses.