Stop! Your Lease Extension in Alsager Could Be FREE

Many leaseholders in Alsager are unaware that their original lawyer had a duty to warn them about future mortgageability and saleability issues. Before you pay thousands to your freeholder, let us audit your purchase history. You might have a claim that pays for your lease extension in full

If you are facing a significant premium because your lease in Alsager has dropped toward the 80-year mark, your previous lawyer may be at fault. Our panel of experts specialise in recovering lease extension costs from negligent firms who failed to protect your investment.

Why you should start your Alsager lease extension


Main reasons to commence your Alsager lease extension today:

A Alsager leasehold property depreciates with the years remaining on the lease.

Alsager leases on residential properties are gradually losing value. if your lease has about 90 years left, you should start thinking about a lease extension. If lease term dips under 80 years, you will then have to pay half of the property's 'marriage value' in addition to the standard cost of the lease extension to your landlord. Marriage value is the amount of additional value that a lease extension will add to the property. Flat owners in Alsager will usually qualify for a lease extension; however It would be wise to check with a lawyer to check if you qualify. In certain circumstances you may not qualify. There are also strict timetables and procedures to comply with once the process has started so it’s wise to be guided by a conveyancer during the process.

Alsager property with a lease extension has roughly the same value as a freehold

Leasehold residencies in Alsager with more than one hundred years unexpired on the lease are often referred to as ‘virtual freehold’. This is where the lease value the same as a freehold interest in your premises. In such situations there is often little upside in purchasing the freehold unless savings on ground rent and maintenance charges warrant it.

Mortgage lenders may decide not to grant a mortgage with a short lease

The definition of a short lease depends on the specific mortgage company, yet mortgage lenders start to become jittery at around 75 years. This will be problematic once you come to dispose of or remortgage your flat as it will be effectively unmortgageable. Even though you might not have an imminent intention to sell but when you do your buyer must wait a couple of years before being able to initiate the legal procedures for an extension to the lease.

Lender Requirement
Bank of Scotland
Barnsley Building Society
Birmingham Midshires
National Westminster Bank
Virgin

Why use us for your lease extension in Alsager?

Regardless of whether you are a tenant or a freeholder in Alsager,the lease extension experts that we work with will always be willing to discuss any residential leasehold matters and offer you the benefit of their experience and the close ties they enjoy with Alsager valuers.

Alsager Lease Extension Example Cases:

Omar, Alsager, Cheshire

Two years ago Omar, came critically near to the eighty-year threshold with the lease on his purpose- built flat in Alsager. Having bought his flat two decades ago, the length of the lease was of minimal bearing. by good luck, he realised he needed to take action soon on a lease extension. Omar extended the lease just under the wire in May. Omar and the freeholder via the management company ultimately settled on sum of £6,000 . If the lease had fallen lower than 80 years, the price would have become more costly by at least £900.

Alsager case:

In 2010 we were e-mailed by Mrs F Michel who, having was assigned a lease of a first floor flat in Alsager in January 2000. We are asked if we could shed any light on how much (roughly) compensation to the landlord could be for a 90 year lease extension. Comparable residencies in Alsager with a long lease were worth £295,000. The average amount of ground rent was £45 billed every twelve months. The lease elapsed in 2101. Given that there were 75 years left we calculated the premium to the landlord to extend the lease to be within £8,600 and £9,800 not including expenses.

Alsager case:

In 2014 we were called by Ms Jessica Sánchez who, having completed a recently refurbished apartment in Alsager in October 1998. We are asked if we could estimate the compensation to the landlord would be for a 90 year extension to my lease. Comparative residencies in Alsager with 100 year plus lease were worth £250,400. The average ground rent payable was £65 billed quarterly. The lease finished in 2090. Taking into account 64 years as a residual term we estimated the compensation to the landlord for the lease extension to be between £19,000 and £22,000 plus legals.